My husband and I have owned two houses and have refinanced 3 times over the course of our marriage. This was, hands down, the best experience I could have ever asked for. From the time we started the process to close was less than 30 Days. I have never met a team so professional and on top of their game. They were willing to answer my silly questions and kept us in the loop the whole way. To say a home loan/refinance process was effortless sounds like an unheard of experience but I can tell you it truly was.